Online Privacy and Policy
Online Privacy Policy
Last Updated: 05/01/2023
Advanced Credit Therapy, (hereinafter referred to as ‘ACT’ “we” or “us”) is owner and operator of www.AdvancedCreditTherapy.com Website (“Site”) and is committed to safeguarding your privacy. Please read the following Online Privacy Policy to understand how your personal information will be treated as you make full use of our many products and offerings. By using this Site, you consent to this Online Privacy Policy, including your consent to our use and disclosure of information about you in the manner described herein.
Please note that we may update this policy from time to time as our information practices are modified or changed. If we make changes to the Privacy Notice, we will revise the “Last Updated” date at the top of this Policy. Any changes to this Notice will become effective when we post the revised Policy on the Site. Your use of the Site following these changes means that you accept the revised Policy.
This policy will let you know:
This policy will let you know:
What personally identifiable information is collected from you.
What cookies are and how does Advanced Credit Therapy use them?
How your information is used.
How your information is being collected.
What information you are consenting to be shared, disclosed, or sold?
What choices are available to you regarding the collection, use, and distribution of your information?
How to access, update or delete your information.
How Advanced Credit Therapy treats your personal and financial-related information.
The kind of security precautions that are in place to protect the loss, misuse, or alteration of your information.
How Advanced Credit Therapy protects children’s Privacy;
How California Consumers Access An Important Privacy Notice; and
What else you should know about your online privacy?
1.What personally identifiable information does the Advanced Credit Therapy Website collect from me
The advanced Credit Therapy Website collects information in several ways. Some personal information is gathered when you register on the website. During the registration process, the Advanced Credit Therapy Website requires that you create a username and password. At that time you may also be asked for demographic information about yourself, such as your birth date, gender, and mailing address. Other than your mailing address and birth date as any other information required to provide the specific service you requested, you are not required to provide any other information, but the more information you volunteer (and the more accurate it is), the better we are able to customize your experience.
We may ask you for personal information at other times also, including (but not limited to) when you utilize a promotion sponsored by Advanced Credit Therapy and/or one of our affiliates; when you make a purchase from the Advanced Credit Therapy Website; and if you report a problem with our products and/or services. Such information may include your e-mail and home address as well as your Social Security number and other personal identifiers.
If you make contact with Advanced Credit Therapy, we may keep a record of that correspondence. ACT may occasionally ask users to complete surveys that we use for research purposes.
We may also collect information about you through or from third parties or service providers. This information is used to create a specific profile and he determines how we can best assist you or determine what products best suit your needs, see 3. How does Advanced Credit Therapy use my information? below, for more information.
2. What cookies and how does Advanced Credit Therapy use them
As part of offering and providing customizable and personalized services, Advanced Credit Therapy Website uses cookies to store and sometimes track information about you. A ‘cookie’ is a small amount of data that is sent to your browser from a web server and stored on your computer’s hard drive. All pages comprising the Advanced Credit Therapy Website where you are prompted to log in or that are customizable require that you accept cookies. (See What are my choices regarding collection, use and distribution of my information? for more information on cookies.)
Generally, we use cookies to:
Remind us of who you are and to access your account information (stored on our computers) in order to deliver to you a better and more personalized service. This cookie is set when you register or ‘Sign In’ and is modified when you ‘Sign Out’ of our services.
Estimate our audience size. Each browser accessing the Advanced Credit Therapy Website is given a unique cookie which is then used to determine the extent of repeat usage, usage by a registered user versus by an unregistered user, and to help target advertisements based on user interests and behavior.
To process the items in your shopping basket. This information collected by cookies is sometimes called ‘clickstream’ or ‘click trail’ and may also describe which pages you have seen in each merchant’s store.
Advanced Credit Therapy Website also collects IP addresses and Internet Browser Information for system administration and to report aggregate information to our advertisers.
3. How does Advanced Credit Therapy use my information?
Advanced Credit Therapy Website’s primary goal in collecting personal information is to provide you, the user, with a customized experience. This includes personalization services, interactive communications as well as a display of advertisements for valuable products and services. By knowing a little about you, Advanced Credit Therapy is able to deliver more relevant advertisements and content, and better service to you.
We may use your information to:
Send you the requested product or service information.
Provide you with the requested service.
Respond to customer service requests.
Send you marketing communications or advertisements.
Determine what products or services may best suit your needs.
For third parties to send you marketing communications or advertisements.
Respond to your questions and concerns.
Personalize your web or service experience.
Compliance. We may use Information we collect to detect, investigate, and prevent activities on our Sites that may violate our terms of use, could be fraudulent, violate copyright, or other rules or that may be otherwise illegal, to comply with legal requirements, and to protect our rights and the rights and safety of our users and others.
Research: We may do research on our user’s demographics, interests, and behavior based on the information provided to us upon registration and from our server log files. We do this to better understand and serve our users. This research is compiled and analyzed on an anonymous, aggregated basis.
4. How your information is being collected?
We collect information directly from you when you use this Site or sign up for our products or services. We also collect information indirectly from you based on insights gathered from your use of our Site and services.
We may also collect information made available through third-party platforms and apps (such as online social media platforms), through online databases or directories, or that is otherwise legitimately obtained. This information may be governed by the privacy notice(s) provided by the third party at the time of collection. We purchase marketing data about our customers from third parties and combine it with the personally identifiable information customers provide us, to offer advertising and products in which we think our customers will be interested. For example, some Advanced Credit Therapy services may or may not be offered in conjunction with an affiliated company.
When you are using this Site and are asked for personal information, you are sharing that information with Advanced Credit Therapy and, if applicable direct business affiliates, unless it is specifically stated otherwise.
5. Your consent to information being shared, disclosed, or sold.
By Providing your personal information on this Site under this Privacy Policy grants us full rights to buy, sell or lease your personal information that has been supplied to us on this Website. Advanced Credit Therapy may or may not share your personal information with its business affiliates. Advanced Credit Therapy may also share personally identifiable information with companies who are service providers of Advanced Credit Therapy but these companies are under a strict confidentiality agreement not to disclose any of your personally identifiable information to outside parties unless it is necessary to provide the services you requested or they are given permission to do so by you. The following describes some of the other ways that your information may be disclosed.
- Service Provider: A Service Provider is a Company utilized by Advanced Credit Therapy to assist Advanced Credit Therapy in providing you the service you have specifically requested Advanced Credit Therapy provide you. A direct business affiliate is under a strict confidentiality agreement not to disclose any of your personally identifiable information to outside parties unless it is necessary to provide the services you requested, or they are given permission to do so by you.
- Affiliate: Advanced Credit Therapy may disclose your personal information to its affiliates, as specifically described to you when the data is collected. Unless you direct the company otherwise, Advanced Credit Therapy may or may not share your personal information with any affiliate company that has a contract.
- Business Partners & Sponsors: Advanced Credit Therapy may or may not disclose or share your personal information to business partners or sponsors, as specifically described to you when the data is collected or prior to transferring the data. Some or all data collected during an Advanced Credit Therapy promotion may be shared with a sponsor. Unless you direct the company otherwise, Advanced Credit Therapy may share your personal information with any affiliate business even lenders. This sharing of information with our business partners will allow them to market products to you that they believe you will be interested in.
- Third-Party Data and Data in the Aggregate: Under confidentiality agreements, Advanced Credit Therapy may match user information with third-party data. Also, Advanced Credit Therapy may disclose aggregated user statistics (for example, ‘15% of our users are located in New Jersey’) in order to describe our services to prospective partners, advertisers, and other third parties, and for other lawful purposes.
- Other: Advanced Credit Therapy may also disclose account information in special cases when we have reason to believe that disclosing this information is necessary to identify, contact, or bring legal action against someone who may be violating the Advanced Credit Therapy Website’s Terms and Conditions of Use or may be violating the Advanced Credit Therapy Agreement or may be causing injury to or interference with (either intentionally or unintentionally) Advanced Credit Therapy rights or property, other Advanced Credit Therapy Website users, or anyone else that could be harmed by such activities. Advanced Credit Therapy may disclose or access account information when we believe in good faith that the law requires it and for administrative and other purposes that we deem necessary to maintain, service, and improve our products and services.
By providing personal information on or through the Site, or in connection with services provided by the Company thereon or in connection therewith, you agree that:
- All the information you have provided is true and correct to the best of your knowledge;
- You are allowing Advanced Credit Therapy and ANY third-party partners of Advanced Credit Therapy to contact you about products or services; and
DISCLAIMER REGARDING SHARING: Advanced Credit Therapy, is committed to providing you with outstanding services and ensuring that your needs are met. With your consent, as indicated above, we may share your personal information and non-personal information with third parties for the purpose of allowing them to provide information about products and services that may be of interest to you.
We may review your personal information in order to pick a company that is suited to provide you with services that you may need. We may receive compensation from the third parties with whom we share your information. That said, we do not endorse or promote any of the third parties with which we share information.
We are not attorneys and we don’t provide legal advice. As always, we encourage you to do your homework and check out individuals and companies that have contacted you based on the consent you have provided to Advanced Credit Therapy We are not responsible and do not guarantee any outcomes from these providers.
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6. What are my choices regarding the collection, use, and distribution of my information?
You may opt out of having information about you shared with third parties (other than when required by law or court order or to process transactions to which you have consented), or from receiving future offers in connection with the Site, by following the instructions contained within each marketing communication or by emailing us at support@AdvancedCreditTherapy.com. However, such opting out will not apply to any communications from our other website offerings you have registered for or to our network partners or other third parties to whom we may have already provided your information. Those third-parties’ use of your information is subject to such parties’ own privacy policies and opt-out procedures, for which we are not responsible.
7-You also have choices with respect to cookies.
By modifying your browser preferences, you have the choice to accept all cookies, to be notified when a cookie is set, or to reject all cookies. If you choose to reject all cookies you may not be able to use those Site services that require registration in order to participate.
If you do not wish to allow your data to be shared, you can choose not to use a particular service or not to participate in certain promotions or contests.
If you are participating in animate Advanced Credit Therapy promotion and you wish to update your email address on the promotions mailing list or to quit a promotion and cease receiving promotion-related emails, please contact 7-support@AdvancedCreditTherapy.com
8. How does the Advanced Credit Therapy Website protect my personal and financial-related information?
Keeping your personal and financial information private is vitally important to us.
Knowing that you use certain services or features may help us to offer you better and more relevant content and advertisements. But as with all personally identifiable information, we do not make this available to any third parties without your permission. Any user statistics that we may provide to non-direct affiliates regarding financial product or service usage on the Advanced Credit Therapy Website are provided in the aggregate only and do not include any personally identifiable information about any individual user.
9. What security precautions are in place to protect against the loss, misuse, or alteration of my information?
Unfortunately, no communication — by internet, phone, mail or any other means — can be guaranteed to be 100% secure. While we strive to protect your personal information, the Advanced Credit Therapy Website and Advanced Credit Therapy cannot ensure or warrant the security of any information you transmit to us or from our online products or services, and you do so at your own risk. Once we receive your transmission, we make our best effort to ensure its security on our systems.
10. What about children’s privacy?
Naturally, the safety of children is very important to us. Advanced Credit Therapy does not offer products and services for purchase to children under the age of 13 and does not share personal information about users or their children under the age of 13 with third parties. In addition, Advanced Credit Therapy Website and Advanced Credit Therapy will not send any direct email or mail offers to users who indicate they are under the age of 13.
11. How does California Consumer Access an Important Privacy Notice?
This is a notice to California Residents. If you are a California resident, California law may provide you with additional rights concerning Advanced Credit Therapy’s collection and use of your personal information. After reading this Online Privacy Policy, please click here to visit Advanced Credit Therapy’s California Privacy Notice to learn more about your California Privacy Rights.
12. What else should I know about my privacy?
Please keep in mind that whenever you voluntarily disclose personal information online, for example on message boards, through email, or in chat areas, that information can be collected and used by others. In short, if you post personal information online that is accessible to the public, you may receive unsolicited messages from other parties in return.
Ultimately, you are solely responsible for maintaining the secrecy of your passwords and/or any account information. Please be careful and responsible whenever you’re online.
Changes to this Privacy Policy
We reserve the right to modify this Privacy Policy at any time. The provisions contained in this privacy statement supersede all previous notices or policies regarding our privacy practices with respect to this Website. Any and all changes will be made here, to this Privacy Policy.
We encourage you to check our Website frequently to see the current privacy policy to be informed of how we are committed to protecting your information and providing you with improved content on our Website in order to enhance your online experience. Upon any material changes to the policy statement, we will post those changes to this Privacy Policy so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it.
Privacy Questions
If you have any questions or concerns about Advanced Credit Therapy Privacy Policy or data processing, please contact us.
Advanced Credit Therapy
Po Box 924
Woodland Hills, CA 91365
If you feel that we are not abiding by this privacy policy, you should contact us immediately via telephone at 818-232-7111 or via email atsupport@AdvancedCreditTherapy.com.