A Debt Free Life
With an Exceptional Credit Score!
Eliminate 30%-70% of Credit Card Debt & Unsecured Loans: Become Debt-Free in 6-48 Months!
Submit a form for free Consultation
We Build An Affordable Plan That Works For You
You Get Out Of Debt Faster Tack Back Your Life
Break Free from the Cycle of Debt!
Are you living paycheck to paycheck? Do you find yourself with no savings and only managing to pay the minimum on your credit card debts month after month? If your debt remains high despite these minimum payments, it’s likely that you’re primarily paying interest instead of reducing your balance.
Did you know that two-thirds of your minimum payment goes towards interest? Imagine this: every month, a significant portion of what you pay is simply wasted on interest, leaving you stuck in a never-ending cycle of debt. Think about how many hours you have to work just to cover these costs.
Debt Forgiveness upto 70%
What if you could break this cycle? We offer a powerful solution that could qualify you for 50-70% forgiveness on both interest and principal. Not only can we help reduce your total debt, but we’ll also set up manageable installments for any remaining balance.
Don’t let your hard-earned money go to waste on interest payments. Instead of struggling to keep up with debt, consider taking action to save money and regain control of your financial future.
Contact us today for a consultation and discover how debt forgiveness can be the best option for you. Together, we can pave the way to a brighter, debt-free tomorrow!
Simple Online Process
Don’t let financial worries strain your bond. Join the hundreds of couples who’ve found relief and hope with Advanced Credit Therapy
CEO & Co-Founder, Advanced Credit Therapy
I’m Sadaf Omidy, CEO and Co-Founder of Advanced Credit Therapy, where I’ve helped thousands of clients repair their credit, settle debts, build strong credit profiles, and gain the financial knowledge to stay on track. With over 12 years of experience in the credit and finance field and an educational background in finance, I bring expertise, integrity, and a results-driven approach to every client engagement.
My team is highly results-driven, and I have complete confidence in delivering exactly what we promise. Every commitment we make — whether written in the agreement or stated verbally — is fulfilled exactly as promised. That’s why we proudly offer a Money-Back Guarantee on all our services.
We focus on integrity, transparency, and measurable results — giving every client a personalized plan, consistent updates, and the tools to achieve lasting financial success. Backed by years of proven success, we are passionate about helping people not only fix their credit but also build the strong foundation they need for a better future.
I work closely with professionals in real estate, mortgage, auto, finance, and other industries to help their clients qualify for more opportunities. If you’re looking to add value, strengthen your client relationships, and earn extra income, let’s partner to change lives and grow together
Comprehensive Credit Solutions
1
Credit Repair
2
Business Credit
3
Increase Credit Score
4
Debt forgiveness
Student Loan Debt Reduction and repairing Made Simple
Struggling with student loan payments? Whether your loans are private or federal, we can help. For private student loans, we may reduce your balance by 30%–60% and set up a long-term repayment plan with no interest, so payments fit your budget.
If your loans are late or in default, we work to remove negative marks from your credit report and bring your account current—helping you rebuild credit while regaining financial control.
Don’t let student loan debt hold you back. Take the first step toward affordable payments and a stronger financial future today.
What Can We Remove From Your Credit Report?
- Collection Accounts
- Charge-Offs
- Repossession Records
- Late Payments & Delinquencies
- Bankruptcies
- Medical Bill
- Inquiries
- Personal Information Clean Up
- Other Negative Items
The Power of Federal Laws — Your Rights to Fix Your Credit!
Fair Credit Reporting Act (FCRA)
&
Fair Debt Collection Practices Act (FDCPA)
Free Credit Analysis
Dispute & Negotiate
Results & improvement
How Federal Laws Allow You to Clean Your Credit
- The Fair Credit Reporting Act (FCRA) — Section 609: This law gives you the right to request information about your credit report and challenge any inaccurate, outdated, or unverifiable items. If the credit bureau cannot verify the information within 30 days, they are required to delete it. This is your legal tool to dispute and remove negative accounts.
- The Fair Debt Collection Practices Act (FDCPA) — 15 U.S. Code § 1692g: This law mandates that debt collectors must validate debts upon request. If they cannot provide proper verification, they are prohibited from reporting or collecting on that debt. This legal requirement can lead to the removal of invalid collection accounts from your credit report.
What Our Clients Say
We are America’s most trusted platform that connects US Residents who are struggling with their debts to debt advisors who are best equipped to help them.
Contact Us
- (818) 232-7111
- Info@AdvancedCreditTherapy.com
- 10940 Wilshire Boulevard Los Angeles, CA 90024