Our program is ideal for small businesses and professionals such as:






















At Advanced Credit Therapy, we are committed to providing top-tier credit repair and debt settlement services backed by a Money-Back Guarantee — ensuring your clients receive the best care and results
We work diligently to remove inaccurate, outdated, or unfair items from credit reports to boost credit scores.
Our team negotiates with creditors to reduce debt and develop manageable repayment plans.
We stand behind our services. If we don’t achieve the promised results, we offer a full refund — giving your clients peace of mind.
At Advanced Credit Therapy, we believe the best partnerships are built on mutual growth. When you refer clients to us, you don’t just help them gain control of their finances—you also open the door to new opportunities for your business.
We understand that many of our clients need additional services beyond credit repair and debt relief. That’s why we actively refer our clients to trusted partners in industries such as:
Real Estate & Mortgage Services
Auto Financing & Dealerships
Legal Services
Tax Preparation & Accounting
Insurance & Financial Planning
By collaborating with us, you’ll join a referral network designed to benefit both sides:
You refer clients to us and earn compensation.
We refer our clients to you when they need services in your field.
Together, we create a reliable support system that helps clients succeed while growing both of our businesses.
Let’s build a strong, long-term referral base where everyone wins—your business, our business, and most importantly, the clients we serve.
I’m Sadaf Omidy. For over a decade, I’ve transformed complex credit challenges into powerful financial opportunities for thousands of clients. I empower individuals to break free from debt, master their credit, and build a secure future through a proven framework rooted in transparency and integrity.
My approach centers on one word: results. I deliver them through a system built on
I also partner with professionals in real estate, mortgage, and auto industries to help their clients achieve their goals. Let’s collaborate to create lasting value and build a brighter financial future together.
Your future is waiting—let’s build it.
Help your clients improve their financial health AND earn rewarding referral fees!
Your trusted partner in credit repair and debt settlement — Advanced Credit Therapy, led by Sadaf Omidy,
with over a decade of finance expertise.
We are America’s most trusted platform that connects US Residents who are struggling with their debts to debt advisors who are best equipped to help them.