One Service
Three Powerful Solutions
We combine Credit Repair, Score Increase, and Credit Rebuilding into one complete program that helps you unlock the financial future you deserve.
Credit Repair
Score Increase
Credit Rebuilding
Credit Repair
Your credit score shouldn’t be defined by mistakes of the past. Negative accounts can stay on your report for years—but with our proven system, you don’t have to wait that long.
What We Remove:
- Collections & charge-offs
- Repossessions Late or missed payments Foreclosures & bankruptcie
- Late or missed payments
- Foreclosures & bankruptcies
Why It Matters:
Every negative item on your credit report lowers your score and makes lenders, landlords, and even employers hesitant to trust you. By removing these items, we give your score the breathing room it needs to grow.
What You Get:
- A full credit analysis
- Dispute process handled by our experts
- Regular progress updates
- Regular progress updates A 100% money-back guarantee if we don’t deliver results
Increase Your Score
Fixing your credit is only the first step. The next move is increasing your credit score so you qualify for better financial opportunities.
- Access to quality tradelines that establish positive history quickly
- Adding new, healthy credit accounts to your profile
- Strategies to lower your credit utilization ratio
- Guidance on managing balances and payments
Who It’s For:
- People with limited or no credit history
- Those recently denied loans, mortgages, or jobs
- Anyone paying high interest rates
- Newcomers to the USA building a credit profile from scratch I
- Individuals recovering after bankruptcy
Why It Matters:
With a higher credit score, you can:
- Secure lower interest rates
- Get approved for mortgages, car loans, and credit cards
- Improve your chances of job offers & promotions
- Stop overpaying just because of a low number on your report
Rebuild Credit
Repairing and increasing your score sets the foundation. But true credit improvement means building a long-term, healthy credit profile that keeps working for you.
Our Rebuilding Program Includes:
- Personalized coaching on using credit wisely
- Strategies for on-time payments & credit utilization
- Support for newcomers, single parents, students, business owners, and retirees
- Step-by-step guidance to recover from bankruptcy or foreclosure
Why Rebuilding Matters:
- Chapter 7 bankruptcies stay on your report for 10 years—but that doesn’t mean you can’t have strong credit in the meantime.
- Rebuilding ensures you get approved for loans, housing, insurance, and even jobs despite past challenges.
- With proper credit management, you’ll achieve financial independence and peace of mind.
Our Commitment:
We don’t just repair and improve—we educate and empower you so you never have to start over again.
Why Choose Advanced Credit Therapy?
- Proven Results: With years of experience, we have successfully helped thousands improve their credit scores and settle debt efficiently.
- Expert Leadership: Led by Sadaf Omidy, a finance professional with 12 years of experience in credit and finance, ensuring expert guidance and trustworthy service.
- Educational Background: Our team is composed of experts with strong academic foundations in both finance and law. This diverse expertise ensures that every solution we provide is backed by solid financial knowledge and a deep understanding of the legal landscape.
- Client Satisfaction: We prioritize transparent communication, personalized solutions, and exceptional service.
- Guarantee of Satisfaction: We offer a Money-Back Guarantee on all our services — because your clients deserve the best.
Take Back Control of Your Credit Today
Help your clients improve their financial health AND earn rewarding referral fees!
Your trusted partner in credit repair and debt settlement — Advanced Credit Therapy, led by Sadaf Omidy,
with over a decade of finance expertise.
We are America’s most trusted platform that connects US Residents who are struggling with their debts to debt advisors who are best equipped to help them.
Contact Us
- (818) 232-7111
- Info@AdvancedCreditTherapy.com
- 10940 Wilshire Boulevard Los Angeles, CA 90024